The Author:
Thomas O'Brien is a private money manager who holds a BA in Geology and an MBA in Finance. He was previously a geologist with Phillips Petroleum Co. and an analyst with Merrill Lynch in New York City. This is not a complete analysis of any company or industry. The information contained herein is believed to be reliable but there is no guarantee as to its accuracy. This is not an offer to buy or sell any security. Mr. O'Brien was not compensated in any way by the listed companies regarding the preparation of this report.